Barnes Insurance Proposal

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FARMERS MUTUAL AUTO POLICY
Bodily Injury - 100,000/300,000
Property Damage - 100,000
Medical Payments - 5,000
Uninsured Motorist - 100,000/300,000
Underinsured Motorist - 100,000/300,000
Comprehensive - $500
Collision - $500

Total Annual Cost: $2,006.00
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FARMERS MUTUAL HOME POLICY
Dwelling: $212,200
Other Structures: $21,200
Personal Property: $148,540
Loss of Use: $42,440
Liability: $500,000
Medical: $5,000

Sewer Backup & Septic System: $5,000
Sump Pump Overflow: $10,000
Equipment Breakdown & Service Line: $50,000

Deductible: $1,500

Total Annual Cost: $1,257.00
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FARMERS MUTUAL RECREATIONAL VEHICLE
Bodily Injury - 250,000/500,000
Property Damage - 100,000
Medical Payments - 5,000
Uninsured Motorist - 100,000/300,000

Physical Damage - $500

Total Annual Cost: $152.00
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FARMERS MUTUAL UMBRELLA POLICY
Additional Liability: $1,000,000

Total Annual Cost: $179.00
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TOTAL YEARLY COST: $3,415.00
vs.
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NATIONWIDE AUTO POLICY
Bodily Injury - 100,000/300,000
Property Damage - 100,000
Medical Payments - 2,000
Uninsured Motorist - 100,000/300,000
Underinsured Motorist - 100,000/300,000
Comprehensive - $500
Collision - $500

Total Annual Cost: $2,260.36
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NATIONWIDE HOME POLICY
Dwelling: $212,200
Other Structures: $21,220
Personal Property: $148,540
Loss of Use: Actual Loss Sustained
Liability: $300,000
Medical: $2,000

Sewer Backup & Septic System: Yes
Sump Pump Overflow: Yes
Equipment Breakdown & Service Line: None

Deductible: $1,500

Total Annual Cost: $1,204.12
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NATIONWIDE RECREATIONAL VEHICLE
Bodily Injury - 250,000/500,000
Property Damage - 100,000
Medical Payments - 1,000
Uninsured Motorist - 25,000/50,000
Underinsured Motorist - 25,000/50,000

Comprehensive - $500
Collision - $500

Total Annual Cost: $187.24
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NATIONWIDE UMBRELLA POLICY
No additional coverage
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TOTAL YEARLY COST: $3,651.72
★★★★★
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