Joyce Miller Insurance Proposal

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FARMERS MUTUAL AUTO POLICY
Bodily Injury - 250,000/500,000
Property Damage - 100,000
Medical Payments - 25,000
Uninsured Motorist - 250,000/500,000
Underinsured Motorist - 250,000/500,000
Comprehensive - $500
Collision - $500

Emergency Roadside: $300
TNC Endorsement - Yes

Total 6 Month Cost: $711.00
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FARMERS MUTUAL HOME POLICY
Dwelling: $105,000
Other Structures: $10,500
Personal Property: $73,500
Loss of Use: $21,000
Liability: $500,000
Medical: $5,000

Sewer Backup & Septic System: $5,000
Sump Pump Overflow: $10,000
Equipment Breakdown & Service Line: $50,000

Deductible: $1,000

Total Annual Cost: $1,081.00
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FARMERS MUTUAL RENTAL DWELLING
Dwelling: $197,000
Other Structures: $19,700
Personal Property: $137,900
Loss of Use: $39,400
Liability: $300,000
Medical: $5,000

Sewer Backup & Septic System: $5,000
Sump Pump Overflow: $10,000
Equipment Breakdown & Service Line: $50,000

Deductible: $1,000

Total Annual Cost: $1,398.00
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FARMERS MUTUAL UMBRELLA POLICY
Additional Liability: $1,000,000

Total Annual Cost: $233.00
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TOTAL YEARLY COST: $4,134.00
vs.
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STATE FARM AUTO POLICY
Bodily Injury - 100,000/300,000
Property Damage - 100,000
Medical Payments - 25,000
Uninsured Motorist - 100,000/300,000
Underinsured Motorist - 100,000/300,000
Comprehensive - $500
Collision - $500

Emergency Roadside: Yes
TNC Endorsement - Yes

Total 6 Month Cost: $759.72
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STATE FARM HOME POLICY
Dwelling: $105,000
Other Structures: $10,500
Personal Property: $78,750
Loss of Use: $31,500
Liability: $100,000
Medical: $1,000

Sewer Backup & Septic System: Unknown
Sump Pump Overflow: Unknown
Equipment Breakdown & Service Line: None

Deductible: $1,050

Total Annual Cost: $1,430.00
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STATE FARM RENTAL DWELLING
Dwelling: $197,000
Other Structures: $19,700
Personal Property: $147,750
Loss of Use: $59,100
Liability: $100,000
Medical: $1,000

Sewer Backup & Septic System: Unknown
Sump Pump Overflow: Unknown
Equipment Breakdown & Service Line: None

Deductible: $1,970

Total Annual Cost: $1,448.00
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STATE FARM UMBRELLA POLICY
No additional coverage
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TOTAL YEARLY COST: $4,397.44
★★★★★
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